Money money
My husband and I have just finished a financial class offered through our church. And am I glad we did! We went through something called Financial Peace University, by Dave Ramsey. I'm sure some of you have heard of it. Let me tell you, it is awesome. If you have debt of any kind, I highly encourage to read his book, take his class, listen to his audio. I think the key for us was that we did it *together*. It wasn't me trying to get G to change his spending habits, or the other way around. It was both of us, working together, to manage the money. We've been married for almost 16 years, and this is the first time we have actually stuck to a budget. I learned about money somewhere along the road of life, but never really about what a budget IS and what it DOES. So basically now we pay with cash. And when the cash is gone - as in the amount we set aside for that area of our life - then we are done spending. Novel concept, eh? Yeah, it actually was for me! I used to use my deb...